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Discover the cost of senior living in Flint Township, MI

See how life at Holiday compares to the monthly costs of living at home.

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Your questions, answered


Finding ways to pay for your retirement can be tricky. These answers to the most common financial questions can help.

Traditional Resources

What costs are included at Holiday Genesee Gardens?

One monthly rate includes a private apartment, basic utilities, three chef-prepared meals daily, housekeeping, transportation, routine maintenance and a full calendar of social events. Personal care services are available through third-party providers at an additional cost.

Is senior living more affordable than staying at home?
For many older adults, the monthly cost for senior living at Holiday is comparable to, and often less, than the combined expenses of living at home.
Can Social Security be used to pay for senior living?
Yes. Social Security income is commonly used to help cover the monthly cost of living at Holiday.
Do you offer month-to-month leases?
Yes. Holiday communities offer flexible month-to-month lease terms with no long-term contracts or buy-in fees required.

Veterans Benefits

Are there benefits for veterans or surviving spouses?
Yes. Eligible veterans and their surviving spouses may qualify for VA benefits, such as Aid & Attendance, which can help offset senior living costs.
Can VA benefits be used at Holiday Genesee Gardens?
Yes. VA benefits can be applied toward monthly rent and services at our community.
How do I find out if I qualify for veterans benefits?
Speak with a VA representative or financial benefits advisor. Our team can also help point you to helpful resources.
Do you help with VA paperwork?
While we don’t complete applications, our staff is happy to guide you toward trusted veterans benefit resources.

Loans

Can I pay for Holiday senior living with a loan?
Some older adults choose short-term financing options, such as personal loans or bridge loans, to help cover costs during a transition period.
What is a bridge loan?
A bridge loan is a temporary loan that can help cover senior living expenses while you wait for your home to sell or other funds to become available.
Is financing a long-term solution?
Loans are typically best used as a short-term strategy rather than a permanent payment plan.
Who can help me explore loan options?
Financial advisors or senior living financial specialists can help you determine whether a loan makes sense for your situation.

Life Insurance

Can I use life insurance to pay for senior living at Holiday?
Yes. Some life insurance policies can be accessed through cash value withdrawals, policy loans or life settlements.
What is a life settlement?
A life settlement allows you to sell an existing life insurance policy for a lump sum that can be used toward senior living expenses.
Does this affect beneficiaries?
It can. Accessing or selling a policy may reduce or eliminate benefits, so it’s important to review options carefully.
Who should I talk to about life insurance options?
A licensed insurance or financial professional can help you understand how your policy may be used.

Real Estate

Do I need to sell my home before moving in?
Not necessarily. Many residents move in first and sell their home later.
Can home equity help pay for senior living?
Yes. Proceeds from a home sale or a home equity option may be used to fund senior living.
What if my home hasn’t sold yet?
Short-term solutions like bridge loans can help cover costs until your home is sold.
Do you offer resources for downsizing or selling a home?
We can help connect you with trusted local resources to support the selling and moving process.

Looking for More? Explore our Retirement Guide.

*Starting values listed are monthly averages for the region of the selected community. Monthly pricing shown is for estimation purposes only. This is not a guarantee of final cost. Your information is safe with us. For details, please see our privacy policy.

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