Financial Planning for Senior Living

A retirement lifestyle within reach.

Why pay a premium for the good life? Discover the comfort, ease and warm company – as well as the value – Holiday brings to independent living. Use the calculator below. You may be surprised.

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All-inclusive rate, no long-term commitment.

Holiday’s all-inclusive lifestyle offers a private apartment plus the services and amenities you need to enjoy a carefree retirement. And all are available with flexible lease terms and one monthly bill you can pay automatically online.


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Flexible care services.

While Holiday does not provide or administer care, we do partner with third-party caregivers to offer a range of services on a flexible, a la carte basis. Because you only pay for the care you choose, this can be a more affordable living option.


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How to cover senior living costs.

Take a deeper dive into how you can pay for senior living. From working with a financial planner to exploring government programs and more, you have options.


Frequently asked questions

How much does independent senior living cost?

Independent living costs range from $1,800 to $6,000 per month and vary according to community location, apartment size and services and amenities included.

Upon move-in, some communities require a one-time fee equivalent to one month’s rent. This is used to cover expenses associated with introducing a new resident to the community and preparing their apartment by painting, replacing carpet, making repairs, etc.

For further details, contact a Holiday community near you.

What’s included?

At Holiday, one monthly bill includes your private apartment plus most of the services and amenities you need to lead a carefree retirement lifestyle such as three freshly prepared meals a day, housekeeping services, transportation, social events and more.

For details, visit our Services and Amenities page.

What if I need care?

While Holiday does not provide or administer care services, most of our communities feature third-party care providers onsite. Services vary by community but generally encompass a wide range of “a la carte” options like physical, speech and occupational therapy, assistance with activities of daily living and skilled medical care.

This flexible arrangement makes Holiday ideal for older adults who need a helping hand while recovering from an illness, injury or hospital stay. Once a resident regains their health, they simply discontinue care and continue enjoying Holiday’s carefree, socially connected lifestyle.

For details, visit our Care Services page.

How can I pay for senior living?

Since Holiday is considered “private pay,” most residents use private resources to cover costs. These can include personal savings, investment accounts, pension payments, retirement accounts, proceeds from the sale of a home or other real estate or a combination.

Other financing options to explore:



To discuss financing options specific to your budget, contact a Holiday community near you.

What does private pay mean?

Private pay means a person pays using their own financial resources. Also known as paying out of pocket, private pay living options typically do not accept most forms of government assistance.

If I move in and don’t like it, am I locked into a lease or contract?

While there are no annual contracts at Holiday, we do provide annual lease terms to help residents budget their costs for the year. Residents are free to move out by providing 30 days’ notice.

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